Glossary

 
Abdominal
Of the abdomen - the area at the front of the body between the chest and the pubic bone.
 
ACC
The Accident Compensation Corporation referred to in the Injury Prevention, Rehabilitation and Compensation Insurance Act 2001 (or its successor).
 
Accident
An accident as defined in the Injury Prevention, Rehabilitation and Compensation Insurance Act 2001 (or its successor), which includes a specific event, or a series of events, that involves the application of a force (including gravity) or resistance external to the human body, or involves the sudden movement of the body to avoid such a force or resistance external to the human body, and is not a gradual process.
 
Acne
A skin condition in which pustules develop as a result of changes in normal skin secretions, particularly occurring during hormonal changes.
 
Acute care
Care provided in response to a sign, symptom, condition or disease that warrants
immediate or same day hospital admission for treatment or monitoring
 
Adviser
A person or entity authorised (usually by a contract) to sell Southern Cross health insurance who isn't a Southern Cross staff member. Can be a financial adviser or insurance broker.
 
Anaemia
A deficiency of haemoglobin in the blood - this is either due to a lack of red blood cells and/or their haemoglobin content. 
 
Angina
Chest pain or discomfort that occurs when the heart muscle does not get enough oxygen.
 
Arterial
To do with the arteries - carrying blood from the heart.
 
Arthritis
Inflammation of the joints
 
B12 deficiency
Lack of vitamin B12, also called cobalamin.
 
Billing group number
An internal Southern Cross code for a collection of policies
 
Bronchitis
Inflammation of the bronchi - tubes from the trachea to the lung.
 
Cataracts
An opacity of the natural lens of the eye.
 
Child
A person under 21 years of age
 
Congenital condition
A congenital anomaly or defect which is present at birth (as determined by Southern Cross).
 
Coronary artery disease
A disease or disorder which narrows or blocks the arteries that supply blood to the heart.
 
Developmental disorder
A disorder that occurs at some stage in a child's development, often retarding the development. This may include psychological or physical disorders.
 
Eczema
Inflammatory skin condition, often accompanied by intense itching.
 
Endometriosis
Endometrial tissue outside the uterus.
 
Excess
A prescribed amount deducted from the reimbursement entitlement of claims submitted. It might be per claim or per member per year. Check the policy document.
 
Family member
Husband/wife or partner and any child (including stepchildren or adopted children) of the applicant.
 
Gastric reflux
Flow of stomach contents back up the oesophagus.
 
Glandular
To do with glands.
 
Gout
Raised uric acid levels in the body that usually presents with recurrent attacks of acute inflammatory arthritis.
 
Haemorrhoids
Enlarged veins just under the surface tissue of the rectum or the anus - often a cause of bleeding - also known as "piles".
 
Hernia
Occurs when part of an internal organ bulges through a weak area of muscle.
 
Irritable bowel syndrome
A functional bowel disorder characterized by abdominal pain, discomfort, or bloating and alteration of bowel habits in the absence of any detectable organic cause.
 
Lumbar
Relating to area of the back between the lower ribs and the sacrum (pelvis). This includes the lumbar spine.
 
Neurological
Dealing with disorders of the nervous system.
 
Overbite
An overbite is present when the upper teeth significantly protrude over the lower teeth.
 
Pelvic
The lower part of the abdomen located between the hip bones.
 
Pelvic floor disorder
Condition where the muscles of the pelvic floor remain tightened. Can result in frequent urination (due to the bladder's inability to expand) or pain.
 
Policy start date
The date the policy commences as shown on the Membership Certificate.
 
Polyps
An abnormal growth of tissue projecting from a mucous membrane
 
Pre-existing condition
Any health condition occurring or existing, or any health condition which relates to a sign, symptom or event occurring or existing in relation to the applicant and each dependant named in this Application Form, before the policy start date.
 
Prostate condition
A condition of the prostate gland found just below the bladder and surrounding the top part of the urethra in men.
 
PSA tests
A blood test for men which measures the concentration of prostate-specific antigen (PSA) molecule in the blood.
 
Rheumatism
A non-specific term for medical problems affecting the joints and connective tissue.
 
Rosacea
A recurrant condition characterized by facial erythema (redness).
 
Sacral spine
The part of the spine made up by the sacrum.
 
Sinusitis
Inflammation of the air-filled spaces, communicating with the nasal cavity, within the bones of the skull and face.
 
Skin lesions
Any lesion on the skin either malignant or benign including but not limited to a cyst, mole, freckle, keratosis, basal cell carcinoma,squamous cell carcinoma and melanoma.
 
Thoracic
The part of the body between the head and the abdomen.
 
Thyroid
The large gland found in the neck that produces and stores thyroid hormone.
 
Tonsillitis
An infection of the lymphoid tissue on either side of the throat.
 
Treatment injury
Treatment injury as defined in the Injury Prevention, Rehabilitation and Compensation Insurance Act 2001 (or its successor) and includes personal injury that is suffered by a person seeking treatment from, or at the direction of, a registered health professional, that is caused by the treatment and that is not a necessary part or ordinary consequence of the treatment.
 
Ulcers
An area of tissue erosion of the skin or lining of the gastrointestinal (GI) tract.
 
Under bite
An abnormal protrusion (jutting out) of the lower jaw, leading to a malocclusion, where the lower teeth extend past the upper front teeth.
 
Urinary incontinence
The involuntary excretion of urine.
 
Varicose veins
Veins that have become enlarged and tortuous.
 
Vascular
Related to blood vessels.

 

@ Southern Cross Medical Care Society